Grow Up & KRUSH Debt

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There comes a time in everyone’s adult life when you really have to take a look at your finances and really just GROW UP! Time out for overspending! You have to grow up and take responsibility for the debt in your life, the mismanagement of your money. Become a better steward over what God has given you.

Eliminate the excuses and just GTHU (Grow the heck up)!

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I am in a new phase in my life and with that comes REORGANIZING EVERYTHING! This new series is called “Tuesday’s To Do’s!” By the end of the April I want to have a clear budget for the year, a clear plan on tackling me and my husbands debt, a few finance classes (free and 1 paid for) lined up, and a bigger vision for 7 major areas in my life.

Here are a few tools that will assist you and me in getting thangs’ in order!

The Ultimate Budget Binder printable template shared by Mique from Thirty Handmade Days.

And if you want a Family Binder she has an awesome one here.

If you have been reading my blog from the beginning I am sure you remember this budget template from Budgets Are Sexy which is one of my favorite financial bloggers.

Also, I read this article “God will take care of me” on Budgets Are Sexy by Jon & Kris from 2-Copper-Coins.com about how they live off of $44,000. Awesome, awesome, awesome sauce! If you don’t do anything else read this article. And def. read this as well Want to be Wealthy, it’s all about changing the game of your money!

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Our ultimate goal in getting our finances in order is to have financial freedom and to purchase our first home! Yes yall our first home! Which we plan to do May 2015! 

So in order to get my mind right in this here process, I am going  on a spending fast in April. I just want to renew my mind and cleanse myself of old habits of overspending, eating out and shopping. And during my time of fasting I will allow God to show me what it truly means to be a good steward over my finances.

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I know I always say this but making little steps always equal a greater change in the end.

I hope after reading this you too will make some needed financial changes and jump start your life into being more financially organized!

So every Thursday tune into “Thursday’s To Do’s!”, where I share my big budget/financial life goals and changes.

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Are you on the move?

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Are you on fire right now? The new year is looking good! It’s so promising! You are on the move! Does that sound about right? Well guess what? 95% of people that set goals in the New Year never FOLLOW THROUGH! MOST of the time, something happens in the atmosphere around us and the rocket we launch comes crashing down full speed!

In order to bring to fruition your goals and dreams, you have to create a strategy to FULFILLING them that stretches beyond 2014. I know it seems overwhelming but we have over 300 days in a year so we have plenty of time. There is no rush! Take your time and figure it out!

For starters, create a vision board or an inspirational board. It can be all about you and what you want.

  • Turn Your Vision Board Into an Action Board–  I agree 100% with this. Most of the time, we write a list of goals or create a bucket list but never put any faith or action behind it. This article is a great start to putting together a REAL action plan! After you create it, you have to post it, so you can see it alllllllllllllll the time!

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  • Take an online class for free at Coursera: I am enrolled in Developing Innovative Ideas for New Companies: The First Step in Entrepreneurship, a 6 week program. It has been very helpful so far.

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  • Wealthy Women Rock– We all set financial goals,so if you want to attend a conference all about it, check LaShawne Holland out!

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  • How to Make 2014 The Best Year of your Life– Great article with practical information that will give you a major boost!
  • Shaun King with 100 Life Goals University gives some great insight on building goals over here. I am one of his LGU students, my life has been changed already since becoming apart of LGU!

Challenge yourself, every month to do something to enrich your life. What do you have on your agenda?

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DREAMS, RESOLUTIONS AND GOALS

Dream Fearless with Faith

Allow me to reintroduce myself…

I AM A DREAMER, BELIEVER, ACHIEVER! What are you or what do you aspire to be? This year I want to create a Tuesdays For Thoughts Series under my Life Lessons category. Because just as much as I am into fashion and beauty I am about this LIFE! So here we go!

Dreams are meant to be lived not forgotten! Remember a journey of 1,000 miles begins with one step. If you do nothing you get nothing! Point blank period!

Every year we feel like we are given a clean slate, a brand new perspective. Fire works all over the place but what happens when the fire fizzles out and the flame isn’t blazing as bright as it was? What do we do then?

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While most of us fade out into the shadows and say “Oh well it is what it is” and never give thought to why we faded out to begin with it. It’s simple…you DIDN’T HAVE A PLAN!

You had a DREAM or VISION or RESOLUTIONS or GOALS without writing it out and keeping it in plain sight. And putting some ACTION to your plan!

So while the fire of the new year is blazing, take a moment and write down everything you want out of 2014. Make sure your well rounded in what you want out of this year. Don’t just focus on one thing, try focusing on the core of who you are. And from there write one simple line of action that will push you to accomplish it.

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Whatever you decide make sure to create something that doesn’t just look good on paper but is actually functionally realistic. Having dreams for 2014 is a great thing but if it remains only a thought it will spark and fade out in the river of Dead New Years Resolutions..yes there is a such place if only in my head!

Today I leave you with a simple task of writing your 2014 down on paper. And if your married, ask your husband what he wants out of 2014 and if there are kids, ask them the same question!

BIG THANGS POPPIN…so get to it!

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300+ Days of Living Your Dreams!

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It’s another year yall! 2014! Happy New You Year! The new year sparks something inside of all of us. It’s like a big reset button, a major do over! However, change can take place at any time in our lives. But since it’s a new year let’s start NOW! We have over 300 days to make a difference in our own lives and those around us.

Get started, make 2014 count for something! See you tomorrow!

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Stake Your Claim with Ambition, Faith & Courage

Ambition, Faith and Courage

“Don’t you dare, for one more second, surround yourself with people who are not aware of the greatness that you are. Jo Blackwell-Preston

This life requires you to STAKE YOUR CLAIM to whatever it is that you require or need to get you from point A to point B or C or D. But some think this is easier said than done, well my dear friend it is as easy as it seems! Let me tell you why I believe this.

You have to start the journey and step out there on faith. I always tell myself that whatever it is that God wants me to do I will fall into it regardless of what I am currently doing because I AM DOING something! We all have aspirations, dreams, goals and missions but many sit back and keep dreaming those dreams, keep writing those goals and set out on missions that never come to fruition. WHY? Because of lack of ambition, lack of faith and lack of courage!

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AMBITION: a strong desire to do or to achieve something, typically requiring determination and hard work.

Am I as ambition as I would like to be, by all means no. But guess what the more I stepped out there, the more I fueled my ambition. And the stronger it became. Failure became less of an option because I knew better!

Faith

FAITH: Faith assures us of things we expect and convinces us of the existence of things we cannot see.

I honestly started a new journey 3  years ago based completely off of faith. In my heart I knew that starting a blog would develop into something bigger for me. I knew that this was the jump start I needed. I had no idea that this would lead to an internship with Dewdrop and an opportunity to be a Beauty Adviser with Heels and the City. But I knew that this would develop and fuel the greater on the inside of me. I knew this would develop my ultimate dreams.

COURAGE

COURAGE: mental or moral strength to venture, persevere, and withstand danger, fear, or difficulty

Stepping out there on anything you do takes courage. I used to have a habit of needing someone else with me when I started something new. I guess I felt like I wasn’t good enough or my voice wasn’t strong enough to carry a blog on my own. That’s real talk right there. After awhile I noticed that my vision was getting away from me, because I was trying to include someone else in on things. But after that I knew that I had to do it on my own and that I didn’t need anyone else, I just needed COURAGE!

So yes I changed the name of my blog 3 or 4 times. I switched direction, I started blogging consistently and then stopped and started again. I know I made a lot of changes, I switched things around and all over the place at times but guess what here I am almost 3 years later and I am still doing it!

I have learned a lot about myself but most of all my view is clear. I can look to the future and really see where I am headed.

With AMBITION, FAITH and COURAGE nothing can stop us, unless we ourselves allow it!

 P.S. The make-up was done by yours truly. I also styled and created the art direction for the photo shoot!Main Signature

Be Anything But Normal!

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I finally saw Catching Fire and Effie Trinkett’s wardrobe always has me in awww!

This post is nothing but a celebration for the brilliance behind the Hunger Games Effie Trinkett’s costumes.

I want to be her in imaginary world! Hmmm maybe for my birthday I will do it up as Effie!

The Butterfly attire

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Pink Queen

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Doesn’t this just make you want to dress up! Be outrageous, be anything but normal!

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The Autobiography Recap

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So as you know I have been on this road to cleaning out my closet. It has been a challenge and a very long process. I am half way through it and as I have much more to add to my closet, I am currently out of space on my side so I have to switch sides with my husband. Which annoyed me to no end when I realized that!

I have one bag of clothes to donate and I think I need to go back through and donate a few more things. Currently I have a hamper full of clothes that need hangers and not to mention the clothes in the dirty hamper that need washing and folding. Oh the process! As much as I hate doing this, I know it needs to be done. And I almost had a temper tantrum the other day because I was so OVER IT!  I was so annoyed with folding and hanging up clothes. The crazy thing is I have no idea how I got to this place of overload.

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Well of course I am still on the PURGE, and THE EMBRACE. But I have progressed a lot in terms of my closet being organized. It is very organized and everything is in it’s proper place. I did look under my bed and was outraged at how many pairs of shoes I have slid under there, what is really going on!?!

Overall if you haven’t began this process, you really should jump to it. Being organized really does make it easier to figure out what to wear, what to purchase and it gives you peace of mind. For me I wasn’t able to do it overnight, or over a weekend. I just don’t have that kind of time. So I broke my time up, I did a little during the week and on the weekends. It’s been almost a month and I am still working on it. So time can no longer be an excuse, if it needs to be done–JUST DO IT consistently.

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Here’s a few pictures of what my closet is looking like up to date. I still have a bunch more organizing and rearranging to do.

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As you can see from my pictures, Kimora’s  is my closet inspiration. I remember when I first saw her closet, I was in love! I have always wanted a closet like hers.

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At this point I am not able to have a replica of her fabulousness, however I can create something similar in my own way!

Stay tuned!

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What Do You Want to Be?

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Photographer JP Hanekom- Model: Noni Gasa

Every so often I have to stop and recuperate! And bring my mind back in! I have to remember who I am and what I want to accomplish in life aside from being a wife, friend, sister and whatever title I hold. I can’t map out my entire life span in one sitting but I can do set yearly, monthly and daily goals that will give me the life I want. But if I sit and do nothing then I get nothing.

As of lately I have been into setting new goals, writing stuff down and purposefully centering myself in the present. As the seasons are changing, I happen to believe that it has some type of effect on us. Having less sun in the evenings, the trees slowly losing it’s leaves, the cold air keeping us indoors. We can easily start to hibernate and sleep our way through the next couple of months, hindering our goals and zapping our ambition. This may seem a little extreme but trust me, it happens. We catch the “bear” syndrome and it’s a wrap! And November and December becomes the easiest time to store up on fat just like the bears do before the big hibernation!

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DON’T GET CAUGHT UP! Stay focused on your 2013 goals, we have less than 2 months left. Do you even remember January and the goals you set for yourself? Did you even accomplish some of them? I honestly don’t even remember what my goals were for this year. All I remember is “wedding”. That was it, I was only focused on that and health and fitness. Everything else took a back burner, even blogging. I did get married and had the wedding I wanted and I did lose some weight and maintained my exercise and healthy eating habits. The wedding is over and as I am still into health and fitness I need to find other areas that need growth!

But as I sit here, I am literally drinking tea and thinking presently in this moment and I am asking myself this question: What do I want to be when I grow up? Seriously Karen, that’s the question you have for yourself. The truth of the matter is, we should always think like this because everyday we should be looking for more ways to GROW UP!

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Our goals and ambitions when we follow them and accomplish them means we are GROWING UP! We are doing the things we set out to do. I can’t imagine not having a notebook, or sticky notes, new ideas written down on paper or recipes or events I want to attend or anything like that–those things are a part of the vision I have for my life. And when you set realistic goals and accomplish them it just feels darn good!

My niece already says to me ” I am going to do that when I grow up” yes she is referring to makeup but it’s just the fact that at 3 years old, she is already seeing how she wants to be when she grows up! I just love that about her.

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As this post is coming to an end, I want to ask you that simple questions: What do you want to be when you grow up? If you have no idea, empty yourself out! You may be full of someone else’s wants, desires and dreams. This can happen you know! Fill yourself up again, remind yourself of the things you have always wanted. Set some new goals and raise your standard!  

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Be Progressive!

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Inspiration from Beyonce- Self Magazine Interview

“To be our best we have to work our best! And if that requires hard work then that’s what you have to do!”

“I can’t eat what I want, and I can’t not go to the gym.”  

The truth is, it’s a lot of sacrifice. It’s more about your mental strength than physical strength. You have to push yourself. It doesn’t matter what trainer you have. And it doesn’t matter what program you’re on. You have to be healthy and make the right choices.”

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My fitness routine always starts on Saturday. Working out over the weekends helps me keep focused for my weekday workouts. I am beyond the 3 days a week. But I had to start some where.

I started out: 3 days a week for 30 minutes and then increased my time after 1 month to 45 minutes. I am now at a complete hour. I do a 15 -20 minute morning workout,not by choice. I have to walk 15 minutes from the metro,  I do it at a fast paced. Two days a week after my 15 minute morning walk I run/walk up 2 flights of steps 2x and then I hit the punching bag for 5 minutes straight.

I feel so much better after I work out and when I don’t I feel guilty. I feel like I cheated myself!

If you need to jump off that “fatty” train ( I did it) then here are a few things that have helped:

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My Fitness Pal– This is my everything right now. I love it. When you join a group with like minded folks it really keeps you going. This site really does make a difference in how I eat.

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RunKeeper– I love how this records all my morning and afternoon walks. It’s a perfect way to track your pace. My husband uses it when he runs his 8 miles!

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Grooveshark– I have a Beyonce playlist titled GYM. It helps me stay motivated!

Keep it moving!

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The Holiday

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I want these Sephora Brushes more than the MAC set! $16.00

Well peeps, MAC holiday gift sets are in! I get so excited to see what they come up with every  year. And If you want to get in on the get in, then it’s best to make your purchase before Thanksgiving.

All the newbie makeup lovers, this is your opportunity to try the best of the best for the best bargain. Aside from MAC, Sephora always has some cool Holiday sets as well. And of course ULTA shares in the Holiday spirit!

Here are my favorites thus far:

MAC brush sets are a must! If you need to upgrade or are in need of a good set of brushes now is the best time to grab a set of these beauties. If you take care of them properly they will last you all of 2014. And you get a cute bag to carry them in. Perfect addition to your makeup bag!

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Everybody needs a Holiday eye shadow palette. And for $39.50 you get 5 shades of fabulous!

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And I love a good eyebrow grooming kit!

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And since I am a lip and cheek girl, I love this set. The only thing you need to add is your favorite mascara and this is a complete everyday look! It comes in Coral, so before you make the big purchase, try everything out.

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This Sephora Super Star Holiday Kit is by far the best of the best! For $75 bucks you get a handful and to be honest you can even split this up and gift a few things!

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I am always looking to try new mascara. And Sephora’s Lash & Stash has it all for $45!

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And this is perfect for that upcoming Holiday Festivities! The Glitz and Glam is everything and it’s just $45!

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Which ever your choice, splurge a little and have some fun!

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